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Afford-A-Home Program

601 Lakeside Ave., Room 320
Cleveland, Ohio 44114

P: 216.664.4048
F: 216.420.7965
Weekdays 8 am to 5 pm
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Developers or General contractors who have been certified to participate in the program can apply for Afford-A-Home funds. This a not a down-payment assistance program.  The City currently does not provide a down-payment assistance program.

Afford-A-Home provides pre-certified Developers or General Contractors who wish to rehabilitate and sell a home to an approved buyer an opportunity to reserve 2nd mortgage funds to subsidize the sales price of the unit, which increases the affordability for low-income households.

Developers and contractors must be certified by the Department of Community Development to participate and may call 216.664.4048 or email to obtain a Contractor Certification application.

2013Income Limits by Household Size
(HS= Household Size)

$ 35,500
$ 54,800

This program is designed to assist certified developers in creating affordable renovated homes that may offer second mortgage assistance to qualified homebuyers. Developers who have eligible projects may apply for the funds to be reserved for use by an eligible homebuyer. Homebuyers cannot directly apply for the program. Only projects which have been City approved and have met all applicable Federal, State, and Local regulations are eligible.

The second mortgage amounts are $10,000 or $20,000 depending on the location of the home. Eligibility for homebuyers to receive second mortgage assistance is based on household size and household income. The property must also be the primary residence for the prospective homebuyer. To qualify, the house must be vacant and require at least $40,000 of work for a single family or $50,000 for a two-family structure

Department of Community Development
Daryl P. Rush Esq., Director
601 Lakeside Ave. Room 320
Cleveland, Ohio 44114

P: 216.664.4000
F: 216.664.4006
Relay Service: 711
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Mission Statement


We are committed to improving the quality of life in the City of Cleveland by strengthening our neighborhoods through successful housing rehabilitation efforts, commercial rehabilitation efforts, new housing construction, homeownership, and community focused human services.

– Community Development